Introduction to Australian Investing - Australian Investment Strategy

This site endeavours to provide a perspective on investment choices and strategy for Australians. While the principles are applicable internationally, the site’s commentary with regard to taxation implications of investing, and rules pertaining to superannuation, will be limited to Australian law.
Topics that we will, over time, include the following:

Comparison of investment opportunities
Superannuation Rules made simple
List of Financial Planners in each state
Topical Market Commentary
Derivatives
Pre-Retirement Planning
Estate Planning
Investment FAQ

Market Commentary

August 2025 Investment Report

We consider the bouyant market is heading for a tariff-indiced correction, now that they are actually in place, affecting disposable income of US consumers.

While TACO fires the statisticians to allow him to cook the books, the tariffs are just starting to take effect. A slight hit to the employment rate and price inceases becoming evident, the US market is showing preliminary signs of a slowdown, despite the SP500 hitting a new high of…

April 2025 Investment Report

Tumultumous times in the share market call for a cool head.

We find ourselves in the midst of market turmoil, the result of a US President who seems to be making up economic policy on the run. This is evidenced by the series of tariff back-flips he has performed in less than 2 weeks in regards to their application, severity, recall,…

May 2025 Investment Report

Market has recovered much of losses, but still stocks significantly off their peaks to be found.

Well, the SP500 index is up over 12% in the last month, and the ASX200 is up over 6%, both now with modest gains since the new year, though still a few points below the mid-February peak. Imagine if you had sold on the way down! POTUS has walked back…

Superannuation Fund Contributions.

If you have no investment skills or knowledge, then probably just leave the decisions around your industry or Self Managed Super Fund (SMSF) to the fund managers. If however you have some skills and awareness of the market turmoil, you may have a feeling about the nature of how the situation will play out.

Consider taking control of your super fund. Unless you have a professioanl manager on board looking after your hand-crafted portfolio, the big funds will likely just keep buying shares when your monthly contribution arrives. While right now they are buying at a modest discount, tou may or may not want them to do that, preferring to accumulate cash until things settle. So you may care to step in.
Similarly, if you are making salary sacrifice contributions, you migh want to hold them off and make the deposit to your super fund at a time of your choice.